Back to Insights
Compliance6 January 2026·4 min read

Making Tax Digital: What You Need to Know

Making Tax Digital is changing how businesses report to HMRC. Here is a plain-English guide to what it means for you.

What Is Making Tax Digital?

Making Tax Digital (MTD) is HMRC's initiative to move the UK tax system online. It requires businesses to keep digital records and submit tax information using compatible software. If you have not engaged with MTD yet, now is the time.

MTD for VAT

MTD for VAT is already in effect. All VAT-registered businesses must keep digital records and submit their VAT returns through MTD-compatible software. If you are still filing manually, you are likely already non-compliant.

MTD for Income Tax

MTD for Income Tax Self Assessment is the next phase. From April 2026, sole traders and landlords with qualifying income above a certain threshold will need to submit quarterly updates to HMRC digitally, replacing the traditional annual self-assessment return.

Using Compatible Software

The good news is that MTD does not have to be complicated. Cloud accounting software like Xero is fully MTD-compatible and handles most of the requirements automatically. Bank transactions are imported, records are kept digitally, and submissions can be made with a few clicks.

How to Get Started

If you are not already using compatible software, the transition is straightforward. Your accountant can help you choose the right platform, migrate your data, and set up the digital workflows you need.

Act Before the Deadline

The key message is to act before the deadlines arrive. Businesses that prepare early have a smoother transition and avoid the last-minute rush. A conversation with your accountant now can save stress later.

Need advice on this topic?

Our team is always happy to discuss how this applies to your business.

Get in Touch

More from our Insights